FHA & VA Water Testing in Bradenton and Sarasota, FL

Private-Well Water Testing for FHA and VA Home Loans

Professional water-sample collection and accredited laboratory analysis for homes with private wells and FHA or VA loan requirements.

Schedule Water TestingCall (941) 900-3342

Water Testing for FHA and VA Home Loans

Properties using a private well may require laboratory water testing during an FHA or VA loan transaction. Florida Property Group collects the sample, prepares it for transport and submits it to an accredited laboratory for analysis.

The laboratory report identifies the measured results for each item in the panel. Results are typically available within approximately five business days, depending on laboratory processing.

A Simple, Complete Service

  • Third-party sample collection
  • Proper sample containers and handling
  • Accredited laboratory analysis
  • Digital laboratory report
  • Available with or without a home inspection

What the FHA/VA Water Test Includes

Our loan water-test panel analyzes the sample for the following five primary contaminants:

Coliform Bacteria

Indicator bacteria used to evaluate possible contamination of the water supply.

E. coli Bacteria

Bacteria associated with fecal contamination and an important indicator of water safety.

Lead

A regulated metal that can create health concerns when present above the laboratory’s acceptable limit.

Nitrate as Nitrogen

A nitrogen compound that may enter groundwater from fertilizers, septic systems and natural sources.

Nitrite as Nitrogen

A related nitrogen compound evaluated against the applicable drinking-water limit.

Confirm requirements before sampling: FHA and VA water-testing requirements can depend on the lender, loan program, local health authority and property location. Ask your lender which analytes, collection procedure and report timing apply to your transaction. Additional testing can be arranged when specifically required.

How the Testing Process Works

1

Schedule Collection

We coordinate a time to collect the water sample at the property.

2

Laboratory Analysis

The sealed sample is transported and submitted to an accredited laboratory.

3

Receive the Report

The completed laboratory results are delivered digitally for your records and lender.

FHA/VA Water Testing FAQs

Who collects the water sample?

Florida Property Group performs the third-party collection. The buyer, seller or other interested party should not collect a VA loan sample.

How long do results take?

Results are typically available within approximately five business days, although laboratory processing and shipping can affect turnaround time.

Can the test be ordered without a home inspection?

Yes. FHA/VA water testing can be scheduled as a standalone service or alongside a full home inspection.

Does this test cover every possible contaminant?

No. It covers the listed FHA/VA loan panel. A lender or local authority may request additional testing, and broader environmental testing requires a different laboratory panel.

What happens if a result is outside an acceptable limit?

Provide the laboratory report to your lender and an appropriate water-treatment or well professional. Treatment, correction and retesting requirements depend on the result and loan conditions.

Schedule Your FHA/VA Water Test

Serving Bradenton, Sarasota, Lakewood Ranch, Parrish, Venice, North Port and surrounding communities.

Schedule OnlineEmail hello@flpg.net