Private-Well Water Testing for FHA and VA Home Loans
Professional water-sample collection and accredited laboratory analysis for homes with private wells and FHA or VA loan requirements.
Professional water-sample collection and accredited laboratory analysis for homes with private wells and FHA or VA loan requirements.
Properties using a private well may require laboratory water testing during an FHA or VA loan transaction. Florida Property Group collects the sample, prepares it for transport and submits it to an accredited laboratory for analysis.
The laboratory report identifies the measured results for each item in the panel. Results are typically available within approximately five business days, depending on laboratory processing.
Our loan water-test panel analyzes the sample for the following five primary contaminants:
Indicator bacteria used to evaluate possible contamination of the water supply.
Bacteria associated with fecal contamination and an important indicator of water safety.
A regulated metal that can create health concerns when present above the laboratory’s acceptable limit.
A nitrogen compound that may enter groundwater from fertilizers, septic systems and natural sources.
A related nitrogen compound evaluated against the applicable drinking-water limit.
We coordinate a time to collect the water sample at the property.
The sealed sample is transported and submitted to an accredited laboratory.
The completed laboratory results are delivered digitally for your records and lender.
Florida Property Group performs the third-party collection. The buyer, seller or other interested party should not collect a VA loan sample.
Results are typically available within approximately five business days, although laboratory processing and shipping can affect turnaround time.
Yes. FHA/VA water testing can be scheduled as a standalone service or alongside a full home inspection.
No. It covers the listed FHA/VA loan panel. A lender or local authority may request additional testing, and broader environmental testing requires a different laboratory panel.
Provide the laboratory report to your lender and an appropriate water-treatment or well professional. Treatment, correction and retesting requirements depend on the result and loan conditions.
Serving Bradenton, Sarasota, Lakewood Ranch, Parrish, Venice, North Port and surrounding communities.